We often hear that many advisers are uncomfortable considering a second charge as a solution for a capital raising borrower, mostly due to a lack of familiarity.

New build moves largely in tandem with the government’s Help to Buy mortgage scheme.

A key element for brokers to be aware of when working with inexperienced borrowers, is to find a lender who is happy to provide the borrower with more support if they need it.

The need for development finance facilitated through property development firms will become all the more pressing in the coming 12 months.

For investors, ongoing political and economic uncertainty has made it incredibly difficult to commit to significant financial decisions.

As we look ahead to entering a new decade, there is no doubt that the end of this last decade has been challenging for SMEs.

There’s still more to come from UTB over the next 12 months as we continue to expand our product range, widen our distribution and digitise the process.

Many people may assume their credit rating is worse than it actually is.