Combating the energy efficiency time bomb 

Thu 8 Jun 2017

Ruth Gilbody (pictured) is product manager at Arbnco. The MEES regulations will prohibit a landlord from letting a sub-standard commercial property from April 1st 2018 and from continuing to let a sub-standard commercial property from 1st April 2023. A sub-standard property is one that fails to meet the minimum energy efficiency standard set at an Energy […]

Enness reacts to party manifestos

Thu 25 May 2017

Islay Robinson (pictured) is chief executive of Enness Conservative Much of the Conservative manifesto is vague on exactly how property and homeownership issues will be tackled.  Despite pledging to reform and modernise the home-buying process to make it more efficient, the manifesto offers no detail on how this will be approached. However, the Conservatives have […]

The sky’s the limit

Thu 25 May 2017

Ivor Freedman (pictured) is director at F&P Sponsors The news that members of the Peer-to-Peer Finance Association (P2PFA) have exceeded £8bn in cumulative lending is remarkable for what is a young industry. Such levels of funding cannot be ignored, nor understated. They confirm that the sector is booming, and – what’s more – the potential […]

The case of the back-garden property developers

Fri 7 Apr 2017

Danny Robinson is the commercial director of TFC Homeloans. When a couple with no experience decided to build a couple of houses in their back garden, finding funding wasn’t straightforward. Development business is our bread and butter in the London office, and much of it is big ticket, often involving experienced developers. But not always. […]

Mishcon De Reya – what does it mean for bridging lenders?

Tue 14 Mar 2017

Jonathan Newman is the senior partner of Brightstone Law. Dreamvar (UK) Ltd v Mishcon de Reya & Others has created quite a stir. The headlines present a well-known, long established city practice as being financially responsible for losses suffered by their client defrauded when a property purchase failed, and the purchase monies were siphoned off […]

Bridging Introducer: The need to promote responsible lending

Tue 21 Feb 2017

Benson Hersch is the chief executive of the ASTL.  Responsible and professional intermediaries owe a duty of care to their clients; a duty which, with the many and varied mortgage products on offer, is a difficult one. For example, for clients with existing mortgages, a second charge may be the most appropriate solution for a […]

Bridging Introducer: Let rate battle commence

Tue 21 Feb 2017

Kit Thompson is director of bridging and development finance at Brightstar February and indeed 2017 has started with a bang in the bridging sector. The rate war for the cheapest bridging rate is well under way, with Masthaven offering a 0.49% pm rate on prime bridging loans sub 40% loan-to-value. Precise are offering 0.54% via […]

ASTL: Beware moving up the risk scale

Thu 26 Jan 2017

Benson Hersch is CEO of the Association of Short Term Lenders The bridging market has become increasingly crowded over the past few years. With more and more lenders competing for customers we are at a situation where sometimes there are more funds available than there are borrowers needing them. The consequence of this has been […]

Bridging Introducer: Flexibility is the key to success

Wed 25 Jan 2017

Dave Fathers is head of sales at Finance 4 Business Firstly, may I wish all the industry a Happy New Year and a prosperous 2017. It was a welcomed relief to relax and spend time with the family. As is the norm for this time of year, I drank and ate too much, but thankfully have […]

Bridging Introducer: Turning negatives in to positives

Wed 25 Jan 2017

Kit Thompson is director of bridging and development finance at Brightstar Happy New Year to you all. If like me you over-indulged with food and alcohol over the festive period, you will welcome the opportunity to get back to the office and make an attempt at maintaining a slightly healthier lifestyle (at least until the end […]