Bridging the innovation gap

Mon 14 Nov 2016

Kit Thompson is director of bridging and development finance at Brightstar Bridging finance has continued to evolve into a flexible and accessible finance solution which is increasingly meeting the needs of professional property developers. More and more of these individuals need a choice of competitive loan options in order to finance a wide range of projects from […]

Liquidity rules as lender look to get money out

Mon 14 Nov 2016

Andrew Hosford is director – head of bridging at Voltaire Finance We have had a manic September and October. From speaking to a large number of industry friends it seem they have as well. Our enquiries are the highest since early 2015 over the last four week period. The range in deal type is quite dramatic as […]

Can the property market trump expectations?

Mon 14 Nov 2016

It’s been a good year for surprises; two unexpected results with the referendum and the recent US election, Leicester City winning the league and Arsenal not finishing fourth. The problem with surprises, particularly in the property world, is that they can highlight how fragile the UK property market can be. Earlier this year was saw […]

Buy-to-let – Dead as a Dodo, or just resting?

Wed 26 Oct 2016

Jonathan Moore is head of credit at Dudley building Society. It might be a case of understatement but there is little doubt that the buy-to-let market has undergone a significant period of change. The introduction of higher stamp duty, removal of the 10% wear and tear allowance, announcement of the reduction of tax relief for […]

Challenging the challenger banks

Tue 25 Oct 2016

Matthew Tooth is head of distribution at LendInvest The bridging market has enjoyed an excellent couple of years, and as a result has seen a succession of new lenders entering the market. That competition has forced all of us to look carefully at how we price bridging loans. Over the last few months we have […]

BTL remortgage

Intermediated borrowing – Long live the broker market!

Tue 25 Oct 2016

Jonathan Moore is head of credit at Dudley building Society. It is estimated that over 70% of UK mortgage business comes to lenders via intermediaries. Of course, many lenders would prefer for customers to come to them directly but the UK consumer is a lot more savvy these days than to fall for a one […]

Tony Ward: Why we can’t afford to be complacent

Mon 10 Oct 2016

Tony Ward is chief executive of Clayton Euro Risk What’s not to like? The UK economy is doing well – much better than the horrendous predictions that certain economists made post-Brexit. Confidence has returned to British businesses as well as consumers with both reporting a jump in optimism about their prospects and the wider UK […]

brexit negotiations

Brexit and asset finance – what next?

Tue 20 Sep 2016

Mark Sismey-Durrant is chief executive officer at Hampshire Trust Bank Following the result of the EU referendum, the UK along with the rest of the world has been focused on what happens next. While it remains too early to say what impact the UK leaving Europe will have, from our perspective, we have seen continued […]

new appointment

Changing market offers chance to build new partnerships

Thu 28 Jul 2016

“Uncertainty” has become the word of choice for many of us in the property market following the Brexit vote. But uncertainty creates opportunities. All lenders have had to take a sensible step back, to work out just what they are comfortable with in this new post-Brexit world. We know that some brokers will have had […]

NACFB: Avoiding the dead ends

Mon 20 Jun 2016

Adam Tyler, is CEO of the NACFB. The road outside our office has very recently been closed off at the end with a couple of concrete bollards. This is great news for NACFB staff, who can cross the road without looking up from their iPhones without being run over except by cyclists, but it’s bad […]