Beyond bridging and into development

Wed 1 Jun 2016

The bridging market is a rather different beast today than it was even just a couple of years ago. The market has enjoyed some great successes, with a vastly improved reputation, and as a result more and more firms have decided to move into short-term property finance. While the market has grown, there is a […]

Bridging can benefit from the changing landlord market

Wed 1 Jun 2016

The bridging market enjoyed a terrific start to 2016. The latest figures from the Association of Short Term Lenders (ASTL) have revealed that in the year to 31 March, members of the trade body – which includes LendInvest – increased their lending volumes by 16% year-on-year. The value of those loans were up by even […]

Brokers must keep up with funding options

Wed 1 Jun 2016

By their very nature brokers are entrepreneurial and react fast to changing market conditions. Despite this, it seems that the speed at which the bridging market is evolving has not necessarily been matched by their awareness of just how many funding options are available to their clients. Splicing and dicing funding options isn’t easy. It’s […]

Bridging can be used to rekindle other sectors

Tue 31 May 2016

The West One Bridging Index shows a huge rebound in bridging lending since 2010’s post-crash slump of £700m, rising 500% to £3.5bn in 2015. It’s true that residential was historically bridging’s bread and butter, and today it remains significant at 55% of lending. Consequently, the rebound in bridging has in some part followed the recovery […]

NACFB: Brokers must keep up with product innovation

Tue 31 May 2016

NACFB brokers are a varied bunch who often look to specialise in more than one sector. Some finance sectors go regularly hand-in-hand, such as bridging and commercial mortgages or buy-to-let. Some don’t, like vehicle finance and pension-led funding. And it’s our aim to give the widest range of brokers the widest range of possible funding […]

Development finance is not without risks

Tue 31 May 2016

One of the main issues is in the mind-set behind lending someone else’s money. I can refer back to the old adage that anyone can lend money, the skill is of course making sure you get it back. However as many lenders will have investors to appease they are under pressure to lend and grow […]

Time to reflect before increasing regulation

Tue 24 May 2016

I like to keep things simple in business as in life. However, ever more regulation with increased checks and balances will not necessarily provide greater client protection. This is particularly true in the case of the commercial bridging market. Before we see more regulation, surely taking the time to study the effect of recent regulatory […]

More versatile approach to lending is vital

Tue 24 May 2016

Everyone who has ever had a dream, whether it’s to build your own home, travel to the moon, own a fancy car or build an empire, has usually had to find the money to finance that dream. In a perfect world we would all work, earn a living and pay for what we want to […]

Going big in commercial

Tue 24 May 2016

There is nothing wrong with organising bridging loans for residential property – loans to purchase, for raising capital, refinancing an expired facility or breaking chains. And as an industry, bridging lenders do it all the time. Be it a regulated loan for an owner-occupier or non-regulated for a buy-to-let investment, properly handled it is a […]

Second charge revolution

Mon 16 May 2016

One of the consequences of the change in regulator from the OFT to the FCA and the arrival of the MCD, has been not only to revolutionise the regulatory status of second charge lending, but also to bring it more firmly into line with its first charge cousin. Up to recently, to access most lenders […]