Buy-to-let






Vida to launch into second charge

Mon 29 Jan 2018

Rates start from 4.5% and products cater for customers with an impaired and improving credit history, those with a short work history, customers with a low credit score and also later life borrowers.


Portfolio landlords finding it harder to secure mortgage finance post PRA

Tue 23 Jan 2018

Nearly three quarters of portfolio landlords have found it more difficult to secure a mortgage since the PRA changes were introduced, Foundation Home Loans has found with BDRC Continental. The Prudential Regulation Authority (PRA) regulation means borrowers with four or more mortgaged properties will be classified as portfolio landlords and subject to the new standards, like submitting a forward-looking […]


HMO yields fall to 8.9%

Tue 23 Jan 2018

This is the first time yields have fallen below 9% since the index was launched in 2011.


paul brett landbay maximum lending limit

Landbay revamps portfolio stress tests

Tue 16 Jan 2018

If an application fails the test, dependent on the case, Landbay may consider applications using up to 10% of the declared income, subject to a minimum personal income of £100,000.


Bluestone Mortgages appoints Simon Wilson as key account manager

Fri 12 Jan 2018

Specialist lender Bluestone Mortgages has appointed Simon Wilson (pictured) as key account manager from Kent Reliance. He will be responsible for managing Bluestone’s distribution partner relations and key accounts within southern areas of the UK. Wilson has over 15 years of financial services experience, having also worked at Nationwide Building Society and Santander. Steve Seal, […]