Editor’s Pick

Lenders understanding modular construction could help solve housing shortage

Wed 11 Jan 2017

Ashley Ilsen is chief marketing officer and head of lending at Regentsmead. I’ve always maintained that ground-up development finance is a world away from bridging loans. Whilst we as development finance lenders are often grouped together and perceived as a similar type of finance, development lending is certainly not a natural extension of bridging. An […]

BLOG: What will the loan industry look like in 2017?

Thu 5 Jan 2017

2016 was a busy year for the UK lending industry. The Financial Conduct Authority (FCA) continued to tighten regulation, while consumer credit grew at its fastest rate since before the financial crash. As we approach the end of the year, Sarah Jackson, director, Equiniti Pancredit, looks ahead at the trends and technologies that will shape the […]

UK’s richest struggle to secure credit

Mon 12 Dec 2016

Over a million of Britain’s high net worth individuals have been denied a loan or any form of credit over the past five years, according to research from Market Financial Solutions. The study found that 17% of HNWI’s have been unable to secure a credit card, bank loan, or commercial loan in a timely manner. […]

Simon Juniper joins Finance 4 Business

Mon 21 Nov 2016

Simon Juniper has joined Finance 4 Business as a senior business adviser focusing on London and the South East. Juniper, who is a vice chairman of the Association of Bridging Professionals, comes with a wealth of experience having previously spent seven years at Only Bridging. More recently Juniper was a consultant for Bridge Finance Direct assisting in […]

Can the property market trump expectations?

Mon 14 Nov 2016

It’s been a good year for surprises; two unexpected results with the referendum and the recent US election, Leicester City winning the league and Arsenal not finishing fourth. The problem with surprises, particularly in the property world, is that they can highlight how fragile the UK property market can be. Earlier this year was saw […]

Adam Tyler to leave NACFB by end of the year

Fri 28 Oct 2016

Adam Tyler, chief executive of the National Association of Commercial Finance Brokers, is to stand down after 11 years at the helm. Seconded from NatWest in 2005 Adam Tyler joined the NACFB when it was in its infancy and helped guide the orgnaisation from a membership of 400 to over 1600. Tyler has made a […]

Mortgage tax relief changes won’t deter majority of landlords

Tue 25 Oct 2016

The majority of  UK landlords plan to continue business as usual despite the recent raft of political changes, including net year’s cut on mortgage payment tax relief, the annual Landlord Voice survey from Simple Landlords has found. Four in five landlords have no intention of changing their plans to invest in buy to let properties, despite […]

Intermediated borrowing – Long live the broker market!

Tue 25 Oct 2016

Jonathan Moore is head of credit at Dudley building Society. It is estimated that over 70% of UK mortgage business comes to lenders via intermediaries. Of course, many lenders would prefer for customers to come to them directly but the UK consumer is a lot more savvy these days than to fall for a one […]

Fortwell funds £50m in a week

Mon 24 Oct 2016

Fortwell Capital has provided over £50m of funding in a single week, including £30m for a new development scheme in the London Borough of Hackney. Comprising five separate transactions spanning the residential and commercial sectors, the Knightsbridge-based lender said the figure represents one of the best aggregate lending weeks in its history. Three of the […]

Saving Stream hits lending milestone

Wed 19 Oct 2016

Saving Stream, the peer-to-peer lending platform has reached a milestone £200m in total lending to property investors in the UK, just before the business’s fourth anniversary. Saving Stream, the largest property P2P lender in Europe, arranges short term finance for property purchase and development as bridging loans, from funds provided by their investors. Saving Stream […]