Hope Capital launches discount rate loan as part of Custom Collection

Sealey hope capital

Bridging lender Hope Capital has launched a product with a discounted rate for the first six months, allowing for lower monthly repayments from the customer. 


The product has been designed to help borrowers balance affordability, optimal loan amount on day one, cashflow and loan-to-value (LTV).

Initial rates start from 0.54% per month.

The discounted rate is available on serviced or part-serviced loans and has a minimum 12-month term, with six months being at the lower discounted rate and the remainder at the non-discounted rate.

For example, a borrower purchasing a residential property requiring some light refurbishment prior to being rented out, would benefit from low monthly repayments during the period of receiving no rental income.

Once the property is tenanted, the borrower can afford the increase in monthly repayments.

In addition, monthly payments can reflect the repayments of any future remortgage, which may help build and provide a satisfactory credit profile when implementing their exit strategy.

This product is part of the Hope Capital Custom Collection which comprises six different products, features and options.

Earlier this week, the lender launched a series of Mini, Midi and Maxi loans as part of the same collection.

By providing these products, Hope Capital aims to enable brokers to offer clients a loan that is customised to meet their needs.

Jonathan Sealey, CEO of Hope Capital, said: “We’ve listened to our brokers and borrowers and understood their need for a new, flexible, affordable and accessible product.

“We’re excited to be launching the Discounted Rate product which helps us meet the needs of our customers.

“Naturally, the Hope Capital team works closely with brokers and borrowers to create a loan that best suits the borrowers needs and circumstances, being flexible and transparent throughout the process.”

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