West One partners with Crystal
West One has partnered with Crystal Specialist Finance (CSF) to make its limited distribution buy-to-let product range available through the packager.
Product highlights include rates from 3.39% up to 80% loan-to-value (LTV), loans from £50,000 to £2m, first-time landlords including HMOs, faster completions and reduced legal fees for qualifying remortgages up to £750,000 and no additional interest rate loading for limited company applications.
Jo Breeden, managing director of CSF, said: “West One’s limited buy to let range not only addresses lending requests which are becoming more prevalent, but they have streamlined the entire application process to deliver very quick completions, especially for remortgages where speed is essential.”
Marie Grundy (pictured), sales director at West One Loans, added: “We are delighted to extend our partnership with the highly experienced team at Crystal to include our brand new range of buy to let mortgage products.
“Our proposition is designed to provide even greater options for landlords in a constantly evolving market supported by streamlined processing, bespoke technology and a commitment to delivering service excellence.
“The great news is that intermediary partners of Crystal and their customers can now access our full range of lending products including buy to let mortgages, second charges, bridging and development finance.”
There is also no credit scoring and underwriting is based on credit assessment.
As well as standard buy-to-let applications, the exclusive offering also covers small licensed HMOs up to a maximum of six units, multi-unit freehold blocks, holiday lets including Airbnb and properties owned by expats.
CSF operates across six specialist divisions: bridging, buy-to-let mortgages, commercial, development finance, second charge loans and specialist residential.